Every engraved product you sell carries a potential liability. A personalized glass award that breaks and cuts someone. A crystal trophy with a defect that causes injury. A custom sign with incorrect safety information. Product liability insurance protects you when finished goods cause harm after they leave your shop.
This is especially important for engraving businesses that sell online, at trade shows, through corporate gifting programs, or via retail storefronts — where your products reach many hands and end users you've never met.
Breakage can cause serious lacerations. If the break is caused by a defect in your engraving process, you may be liable.
Sharp edges from poor finishing, heavy items that fall — product liability covers injury claims from recipients.
If you engrave badges, nameplates, or safety-related items with incorrect information, the consequences can be severe.
Directional or safety signs with errors that lead to an accident create significant liability exposure.
If you sell personalized items on Etsy, Amazon Handmade, your own Shopify store, or similar platforms, your products reach buyers you've never spoken to. Many e-commerce platforms now require sellers above certain thresholds to carry product liability insurance. Our policies cover products sold through any channel.
A simple refund or redo request is not a product liability claim — that's a business dispute. Product liability responds when a product causes physical injury or property damage. Errors and omissions (E&O) insurance covers the financial harm from mistakes like misspellings.
Etsy's seller protection doesn't protect you from product liability lawsuits. Once your products leave your hands, you need your own product liability insurance. Many successful Etsy sellers carry $1M in product liability coverage.
Product liability for engravers starts at under $400/year for solo shops.
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