All Coverage Options

Insurance Coverage for Engraving Businesses

From solo laser engravers to multi-employee trophy shops, we have the right coverage. Every policy is tailored — no off-the-shelf generics.

General Liability Insurance

The foundation of every engraving business policy. Covers third-party bodily injury, property damage, and personal injury claims arising from your operations.

$1M–$2M per occurrence limits
Products-completed operations
Legal defense costs included
Advertising injury coverage
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Equipment & Machinery Coverage

Your laser engraver, CNC machine, and rotary tools are the heart of your business. Equipment breakdown and inland marine coverage protects them from failure, damage, and theft.

Laser engravers (CO2, fiber, diode)
CNC and rotary engravers
Computers and design software
Coverage in transit
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Product Liability Insurance

Covers claims arising from engraved products you manufacture or sell — including personalized items, trophies, plaques, and custom signage that cause harm after leaving your shop.

Personalization error coverage
Trophy and award defects
Custom signage liability
E-commerce and retail sales
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Workers Compensation

Required in most states if you have employees. Covers medical treatment, lost wages, and rehabilitation for workers injured on the job in your engraving operation.

Laser and UV exposure injuries
Chemical fume inhalation
Repetitive strain and ergonomic injuries
All states compliance
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Commercial Property Insurance

Protects your shop building, leasehold improvements, inventory of blanks and finished goods, and raw materials against fire, theft, storm, and other named perils.

Building and improvements
Inventory and supplies
Business income interruption
Accounts receivable
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Commercial Auto Insurance

If you use a vehicle to deliver orders, meet clients, or transport equipment to installations, a commercial auto policy is required — your personal auto policy won't apply.

Owned delivery vehicles
Hired and non-owned autos
Employee-driven vehicle coverage
Tools and equipment in transit
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Business Owners Policy (BOP)

Combines general liability and commercial property into one bundled policy at a lower combined rate. Ideal for engraving shops under $5M annual revenue.

General liability included
Property coverage included
Business income protection
One policy, lower premium
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Not Sure What You Need?

Tell us about your engraving operation and we'll recommend the right combination of coverages for your specific risks and budget.

Get a Free Coverage Recommendation